Request a Loan - About Our Loans - Reasons to Finance
Less Than Perfect Credit - Loan Process
Step 1:
Organize Your Documents - What documents will I need?
Simply apply for a loan online or call 1-888-599-9955 and a loan officer will call you within 24 - 48 hours with a pre-approval if qualified. However, to easily organize your documents for quick and reliable service click here to print a Document Check List.
Step 2:
Get Approved
Once your loan application has been received we will start the loan approval process immediately. This involves verifying your:
- Credit history
- Assets including bank accounts, stocks, mutual fund and retirement funds
- Employment history
- Property value
Based on your specific situation, additional documents or verifications may be required. To improve your chances of getting a loan approved and closed quickly follow these steps:
- Promptly respond to requests for additional documents if necessary.
- Do not go out of town around the closing date
- Do not make any major purchases (i.e. car, furniture, other loans, etc.) Anything that causes your debts to increase might have an adverse affect on your current application.
Step 3 :
Close Your Loan
You will sign the final loan documents after your
loan is approved and processed. Your loan closing
will usually occur shortly after we receive all
required documentation and will fund 3 days after
closing.
Apply
for a Loan
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