The Pico Funding Difference

Do you lend on property outside of the United States?
No. Pico Funding currently originates loans in Maryland, Washington DC, Virginia, and California. Many other state licenses are forthcoming.

Does Pico Funding Mortgage lend on mobile homes?
Yes, in some instances. Contact your loan officer for additional information.

Why do you not advertise rates on your site?
Pico Funding does not post rates because your interest rate will vary depending on your credit history and other variables. There are many things that we take into consideration before we can give you a quote. Your loan officer will give you more information upon approval of your loan.

Will you consider borrowers who are currently in foreclosure or bankruptcy?
Pico Funding offers programs for borrowers with open foreclosure and bankruptcy. Your loan officer will provide additional information upon approval of your loan.

Will you consider borrowers who have tax liens or judgments?
Yes, Pico Funding will consider loans with tax liens or judgments.

Does Pico Funding Mortgage lend on commercial property, or properties with a mixed use (i.e., residential with an ongoing business interest, farm, ranch, grocery store, auto repair shop, etc.) or apartment with more than 4 units?
Yes, in some instances. Contact your loan officer for additional information.

Does Pico Funding have a minimum and a maximum loan amount requirement?
Yes, it varies by state. Typically, the minimum loan amount is $40,000 and usually no maximum loan amount.

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