After you request your loan on-line it's a good idea to start gathering up the following information in order to expedite the loan process. We understand that you may not need or may not have all of the information listed below.
If You Are A Salaried Employee
- Last two year's W-2 form.
- 2 most recent pay stubs for each borrower.
- A copy of your most recent mortgage statement or phone number to mortgage company
- A copy of your homeowners’ insurance policy
If You Are Self-Employed
- A copy last year's signed and dated tax return, including all schedules
- A year-to-date Profit and Loss (P&L) Statement that is less than 60 days old,
A copy of your homeowners’ insurance policy
If You Receive A Social Security, Pension, Or Annuity
- A copy of the awards letter for all that apply
- A copy of your homeowners’ insurance policy
If You Own Other Real Estate
- Provide a lease/rental agreement if applicable and copies of property tax and insurance bills
- A copy of your homeowners’ insurance policy
If You Receive Alimony Or Child Support
A copy of the divorce decree and evidence of receipt
of income for 12 months (i.e. canceled checks, deposit
slips or bank statements). A copy of your homeowners’
insurance policy
That's it. By providing the above information when
applicable, you'll help speed up the loan process.
Depending on your individual situation, you may
also have to supply some additional information.
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